---
title: "AI Chrome extension for SEC EDGAR: audit 10-K footnotes, 10-Qs, and S-1s in place."
description: "Highlight accounting footnotes, Risk Factors, and MD&A tables directly inside SEC EDGAR HTML filings (sec.gov) and analyze them in place with your shortcut (default: Ctrl+Shift+X)."
canonical_url: "https://vezz.me/for/sec-edgar/"
type: "pseo-for"
category: "for"
topic: "Platform Guide — SEC EDGAR"
intent: "Best for equity and credit analysts, investors, M&A attorneys, and journalists reading corporate filings on sec.gov/edgar."
---

# AI Chrome extension for SEC EDGAR: audit 10-K footnotes, 10-Qs, and S-1s in place.

Highlight accounting footnotes, Risk Factors, and MD&A tables directly inside SEC EDGAR HTML filings (sec.gov) and analyze them in place with your shortcut (default: Ctrl+Shift+X).

> **Best fit:** Best for equity and credit analysts, investors, M&A attorneys, and journalists reading corporate filings on sec.gov/edgar.

## Live Webpage Walkthrough

- **Source:** sec.gov/edgar — Form 10-K Note 9: Debt & Credit Facility Covenants (`sec.gov/Archives/edgar/data/0001234567/10k.htm`)
- **Recommended Context Mode:** Detailed

**Highlighted Passage:**
> The Term Loan Facility requires the Company to maintain a Consolidated First Lien Net Leverage Ratio not to exceed 4.50 to 1.00 as of the last day of any fiscal quarter, stepping down to 4.00 to 1.00 commencing with the fiscal quarter ending December 31, 2026. For purposes of calculating Consolidated EBITDA under the Credit Agreement, pro forma cost savings and synergies are capped at 20% of Consolidated EBITDA for any trailing four-quarter period.

**User Question (Shortcut):** "Summarize the covenant cliff and the cap on EBITDA add-backs."

**Vezz me On-Screen Answer:**
1. **Covenant Step-Down Cliff**: Max First Lien Net Leverage tightens from **4.50x to 4.00x on Dec 31, 2026**—requiring EBITDA growth or net debt paydown before Q4 close to avoid technical default.
2. **Cap on 'Synergy' Add-Backs**: Pro forma cost-savings and synergy adjustments cannot exceed **20% of trailing 12-month Consolidated EBITDA** when computing covenant compliance.

**Suggested Follow-Ups:**
- "If current Net Debt is $900M and TTM EBITDA is $210M, how much EBITDA or debt paydown is needed before Dec 31, 2026?"
- "Explain what 'First Lien Net Leverage' excludes compared to Total Leverage."

## Step-by-step workflow

1. **Open any HTML filing on sec.gov/edgar**: Pro tip: In the SEC Inline XBRL viewer (`sec.gov/ix?doc=...`), click 'Menu -> Open as HTML' for ultra-fast native text selection.
2. **Highlight the specific footnote, debt covenant, or MD&A table**: Select the exact paragraph or table rows in Item 1A (Risk Factors), Item 7 (MD&A), or Item 8 (Notes to Consolidated Financial Statements).
3. **Run the SEC Filing & Earnings Auditor preset**: Press your shortcut to audit quality of earnings, accounting estimate changes, and off-balance-sheet commitments without losing your scroll position.

## Keep your scroll position inside 200-page 10-K and S-1 filings

Scrolling between Item 7 MD&A and Note 14 Commitments in a single huge `.htm` file is painful enough without switching browser tabs.

- Opens a compact floating answer card right beside the footnote you highlighted
- Decodes ASC 606 revenue recognition disaggregation, ASC 842 operating lease liabilities, and stock-based compensation dilution
- Works on 8-K material contract exhibits (Exhibit 2.1 Merger Agreements and Exhibit 10.1 Credit Agreements)

## Analyzing SEC EDGAR Filings

Comparing in-page EDGAR selection against tab-switching and enterprise terminals.

| Workflow | Strengths | Tradeoffs |
| --- | --- | --- |
| Vezz me on sec.gov | Auditing exact footnotes and Exhibit 10.1 covenants in place at $0–$12/mo | Analyzes the sections you highlight rather than indexing multi-year filing archives |
| Copy-pasting into a separate chat tab | Ad-hoc queries | Constant Alt-Tabbing breaks concentration in 150-page filings |
| Enterprise financial terminals (AlphaSense / BamSEC) | Cross-company transcript search | Costs $3,000–$15,000+ per seat per year |

## Frequently asked questions

### Does Vezz me work on 8-K merger agreements and credit agreements (Exhibit 10.1)?

Yes! Material contracts attached as Exhibit 2.1 or Exhibit 10.1 to 8-Ks and 10-Ks are some of the best places to use Vezz me—especially for MAC clauses, debt covenants, and executive compensation triggers.

### Can it compare two quarters' MD&A paragraphs?

Yes. Copy Q2's paragraph into your clipboard, highlight Q3's paragraph on screen, press your shortcut, paste Q2 into the prompt, and ask what changed.

### Does Vezz me store or leak my proprietary investment research?

Vezz me uses activeTab only—it never tracks which tickers or EDGAR URLs you browse in the background.

## Related guides

- [Analyze SEC 10-K Filings & Earnings Workflow](https://vezz.me/use-cases/analyze-sec-10k-filings-and-earnings/): Full guide to reading 10-K Risk Factors, MD&A, and Footnotes.
- [SEC Filing & Earnings Auditor Preset](https://vezz.me/prompts/sec-filing-and-earnings-auditor/): Download the 1-click JSON preset for forensic filing analysis.
- [Vezz me for Financial Analysts & Investors](https://vezz.me/for/financial-analysts-and-investors/): Complete browser workflow for equity and credit analysts.
- [Analyze Macroeconomic Reports & Fed Minutes](https://vezz.me/use-cases/analyze-macroeconomic-reports-and-fed-minutes/): Decode FOMC minutes and BLS inflation releases.